Healthcare Cost Level
Very High
Avg. ER Visit
$1,500
Recommended Coverage
$100,000
Evacuation Risk
Low
Healthcare in Geneva
What to expect if you need medical care
Switzerland has world-class healthcare, but it comes at a world-class price. Geneva's university hospitals are excellent, but a simple ER visit can easily cost CHF 1,500 ($1,500+). Hospital stays run CHF 2,000-3,000 per day. Even basic GP consultations cost CHF 200+. There's no EHIC coverage here—Switzerland is not in the EU. This is one of the most expensive places on Earth for medical care.
What Your Policy Should Cover
Specific considerations for Geneva
Your Geneva policy is primarily about managing Switzerland's extreme healthcare costs. Skiing and mountain activities near Geneva need winter sports coverage. Lake Geneva water activities carry standard risks. The high cost of everything in Switzerland means even minor medical issues generate significant bills. Trip cancellation coverage protects against weather and travel disruptions.
Ski & Mountain Injuries
Moderate Risk
Peak: winter
Lake Swimming Hazards
Low Risk
Peak: summer
High Medical Costs
High Risk
Peak: year-round
Activity-Specific Coverage
Skiing & Snowboarding: Nearby Alps skiing requires winter sports coverage
Lake Swimming: Lake Geneva water activities and boat tours
Mountain Hiking: Alpine hiking near Geneva needs outdoor activity coverage
How Much Coverage Do You Need?
Our recommendation based on Geneva's healthcare costs
The recommended $100,000 coverage provides solid protection for Geneva's extreme healthcare costs. A multi-day hospitalization could easily reach $10,000-15,000, and surgery costs escalate rapidly. The $50,000 minimum handles most situations, but the $100,000 level provides a better safety margin given Swiss pricing.
Minimum
$50,000
Basic emergencies only
Recommended
$100,000
Full protection
Making a Claim in Geneva
Tips for smooth claims processing
Documentation Required: Medical reports, receipts, proof of travel, police report if applicable
- Keep all medical reports, prescriptions, and receipts from healthcare providers
- For EU visitors using EHIC/GHIC, keep records of out-of-pocket expenses not covered by reciprocal healthcare
- Save proof of travel dates including boarding passes and hotel confirmations
- If you experience theft or accidents, file a police report promptly
- Submit claims documentation promptly while details are fresh
Get Covered for Geneva
Switzerland's healthcare costs are among the world's highest. Cover your Geneva visit.
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